OK so...how does chat restriction work?

i recently got my first (YAY) chat restriction, since i always finished seasons with honor 5 i have no idea how this whole thing works. I completed the games i was supposed to do but my profile says my honor is still locked at level 1, a green name told me its a matter of how many games i play for it to unlock again so, does it start counting them from now (after the necessary games have been played and the restriction is lifted) or it was already counting them? because i was honored in those games so i don't know if it counted or not. also, correct me if i'm wrong, the "3 letter insult that asks you to pack your desk and leave life" is an instant 15 day suspension, not a chat restriction, right?
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